Investor FAQ’s

The Link Mortgage Managed Investment Scheme is a fund where investors pool their money.

Through the funds, we establish loans secured by registered first mortgages with Property Developers. An Investment Manager originates and manages the mortgages.

Each investor holds a proportionate share in the entire Link portfolio and receives a monthly distribution ranging up to 8% PA. Distributions are determined by the income that the fund has acquired from its lending operations, less fees and expenses due for managing the mortgage fund.

The minimum investment in the Link Mortgage Managed Investment Scheme is $50,000. Additional investments can be made, with a minimum increase of $50,000.

Before you consider investing in the Link Mortgage Managed Investment Scheme, please read our Product Disclosure Statement (PDS).

You can downland a copy of the PDS and application form or contact us on 08 8312 5960. To commence the investment process, please complete and return the application form to Link Capital.

There are no upfront entry or establishment fees to invest in the Link Mortgage Managed Investment Scheme.

The Link Mortgage Managed Investment Scheme will accommodate loans for property developers to a maximum LVR of 65%.

Please refer to the PDS for full details.

Being backed by registered first mortgages, a mortgage managed fund is classed as a low-risk investment. However, it is important to note that this type of investment is not a bank deposit or a term deposit, and is subject to general risk and not covered by the Australian Government’s Deposit Guarantee.

The Product Disclosure Statement outlines all risks associated with this type of investment.

Minimising risk to return a consistent monthly income and preserve capital is our commitment.

It’s becoming harder for property developers to obtain funding through the banks due to the new stringent requirements and increased paperwork checks set by the Australian Prudential Regulation Authority (APRA). In turn, many property developers are searching for alternative funding means.

The Link Mortgage Managed Investment Fund is expected to be a non-liquid scheme. The Responsible Entity will make withdrawal offers to investors at least every quarter, in accordance with section 601KB of the Corporations Act if there are surplus funds available.

Further information can be found in the PDS.

Please call us anytime during business hours on 08 8312 5960 and we will be more than happy to assist with any questions you may have.