Borrower FAQ’s

How much can I borrow?

The minimum mortgage amount that can be borrowed through Link Capital’s private lending facility is $200,000. The maximum loan size is based on individual assessment.

How do I apply for a loan?

Our application process is simple, with fast turnaround times. We assess each application based on its individual merits. To apply for a loan with Link Capital, to get your development project underway, call us today on 08 8312 5960 or download, complete and return our borrower application form.

Link Capital is an innovative and flexible private lender. We aim to tailor our loans to suit our borrower’s specific circumstances.

What are the interest rates?

Our loans are fixed rate interest only and paid in advance.
Dependent on the borrower’s security for the loan and individual circumstances, the fixed interest rate varies between 9.5% and 12.5%.

Can I make extra repayments to pay the loan off sooner?

You can pay off your loan early. Interest will be calculated on the outstanding balance and a statement provided, showing the final repayment figure and due date. To discuss the early repayment of your loan, please phone us on 08 8312 5960.

What if my financial position changes?

Should your financial or personal circumstances change and you are concerned that you may not be able to meet your regular repayments, please call our Fund Management team on 08 8312 5960. We will try to work with you to find a solution to meet your loan term obligations.

Who do I contact for further information?

Please call us anytime during business hours on 08 8312 5960 and our experienced lending team member will be happy to assist with any questions you may have.